How to Check BVN on Phone

Ever found yourself needing your Bank Verification Number (BVN) but couldn’t remember it? Don’t worry, you’re not alone! Luckily, checking your BVN on your phone is quick and easy, and I’ll walk you through the process step by step. Whether you prefer using USSD codes, mobile banking apps, or online platforms, this guide covers it all.

How to Check BVN on Your Phone Using USSD Code

The fastest and most common way to check your BVN is by dialing a simple USSD code on the phone number linked to your bank account. Here’s how:

1. Dial *565*0# on your phone.
2. Wait for a prompt displaying your 11-digit BVN.
3. A service charge of N20 applies (so make sure you have enough airtime).
4. Save your BVN securely or write it down somewhere safe to avoid checking it repeatedly.

Supported Network Providers

The good news? This USSD code works on all major networks in Nigeria, including:

• MTN
• Glo
• Airtel
• 9Mobile

No matter your network, as long as you’re using the phone number registered with your bank, you’re good to go!

How to Check BVN on Different Networks

Although the USSD method is universal, some banks might have minor variations. Here’s a breakdown:

For MTN, Airtel, and Glo Users:

• Dial *565*0# from your registered phone number.
• Follow any prompts if required.
• Your BVN will be displayed instantly on the screen.

For 9Mobile Users:

• Dial *565*0# on your 9Mobile line.
• If prompted, enter your bank account number or last four digits of your debit card.
• Your BVN will appear on your screen.

How to Check BVN Through Mobile Banking Apps

If you use a mobile banking app, your BVN is likely available within the app. Here’s how to find it:

1. Open your bank’s mobile app (GTBank, Zenith Bank, Access Bank, First Bank, UBA, etc.).
2. Log in to your account.
3. Navigate to the “Profile” or “Account Information” section.
4. Your BVN will be displayed (Some banks show it automatically in your profile, while others may require extra steps).

This method is convenient because you don’t need to remember a USSD code or have airtime.

How to Check BVN Online (NIBSS Portal)

If you prefer an online method, you can retrieve your BVN via the Nigeria Inter-Bank Settlement System (NIBSS) portal. Here’s how:

1. Go to the official NIBSS website.
2. Enter your full name, date of birth, and phone number linked to your BVN.
3. Pay a verification fee of N20.
4. Your BVN will be displayed once payment is confirmed.

This method works well if you have access to the internet and want to avoid using the USSD method.

How to Check BVN via Bank Customer Service

If all else fails, you can retrieve your BVN the old-fashioned way—by visiting your bank. Here’s how:

1. Go to your bank’s customer service desk.
2. Provide a valid ID (National ID, Voter’s Card, Driver’s License, or Passport).
3. Request your BVN.
4. After verification, the bank will provide your BVN.

This method is free but requires a visit to your bank, so it’s best used as a last resort.

How to Check BVN Without the Registered Phone Number

Lost access to the phone number linked to your BVN? No problem! Here’s how to retrieve your BVN without it:

1. Log into your bank’s online banking portal and check your profile.
2. Visit your bank branch and request your BVN from customer service.
3. Check your bank statement – Some banks include your BVN in account statements.
4. Check your email – If you received a BVN confirmation email, you might find it there.

Security Tips When Checking BVN

Your BVN is sensitive information, and you should always keep it secure. Follow these tips to protect yourself:

• Never share your BVN with unauthorized persons or websites.
• Only use official banking platforms to check your BVN.
• Avoid entering your BVN on public or untrusted websites.
• Keep your BVN confidential to prevent identity theft or fraud.

FAQs

Can I check my BVN for free?

No. Checking your BVN via USSD or online requires a N20 service charge.

Can I check my BVN on another person’s phone?

No. You can only check your BVN using the phone number linked to your bank account.

What happens if I forget my BVN?

Don’t worry! You can always retrieve it using USSD, mobile banking apps, or by visiting your bank.

How do I update my BVN details?

To update your BVN (e.g., change of name or phone number), visit your bank with a valid ID and supporting documents.

Conclusion

Checking your BVN on your phone is fast and easy, thanks to the USSD code *565*0#. You can also retrieve it through your bank’s mobile app, NIBSS portal, or by visiting a bank branch. Always keep your BVN safe and only use trusted methods to access it.

Now that you know how to check your BVN, save it somewhere secure to avoid future hassle!